Financial Planning 101
Comprehensive Financial Planning Guide for High-Net-Worth Investors
The needs of high-net-worth investors tend to be complex. Get this planning framework to help determine if you’re building your plan on core financial principles and if it reflects your values, legacy, and short and long‑term objectives.
*Modera Wealth Management is a registered fiduciary, which means we are legally obliged to act in our clients’ best interests.
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$17.5B
Assets Under Management (AUM)*
40+
Years of Industry Experience
11.2 yrs
Average Client Tenure*
From Vision to Action: The Framework of Holistic Financial Planning
Some people think about financial planning only when major life events arise—, like getting married, buying a home, or preparing for retirement. But a comprehensive financial plan connects all of these moments into a bigger picture. Our integrated framework helps bring all your financial decisions together so they work in coordination towards your goals.
5 Pillars to Build Your Financial Foundation
Comprehensive financial planning can provide you with tools and practical strategies to navigate your future more confidently. Download the guide to learn about:
Cash Flow, Budgeting & Net Worth
See the full picture of what it costs to live your life today, what you’re building for tomorrow, and how your resources are being used.
Tax Strategy & Tax Planning
Set a long-term approach for how you structure income, investments, and charitable giving to help reduce taxes
Insurance & Risk Management
Help protect the people you love, the assets you’ve built, and the lifestyle you’ve created.
Investment Strategy & Planning
Align your portfolio with your long-term goals, cash-flow needs, tax strategy, and overall risk tolerance.
Estate & Legacy Planning
Plan for your loved ones with the thoughtful coordination of wills, beneficiary designations, trusts, and tax-efficient transfer of assets.
Is Your Financial Plan Really Working for You? Let’s Find Out.
Whether you’re working with an advisor or managing finances independently, this guide offers a structured way to think about coordination across your financial life.
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*Please Note: Data as of 12/31/2025. Should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Modera Wealth Management is engaged, or continues to be engaged, to provide investment advisory services.
Modera Wealth Management, LLC (Modera) is an SEC-registered investment adviser. SEC registration does not imply any level of skill or training. For information pertaining to our registration status, the fees we charge including how we are compensated and by whom, additional costs that may be incurred, our conflicts of interest, any disclosed disciplinary events of the Firm or its personnel, and the types of services we offer, please contact us directly or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov) to obtain a copy of our disclosure statement, Form ADV Part 2A, and ADV Part 3/Form CRS. In addition, our Privacy Notice outlines how we handle your non-public personal information. Please read these documents carefully before you make a decision to hire Modera, invest or send money.
Modera Wealth Management, LLC (Modera) is an SEC-registered investment adviser. SEC registration does not imply any level of skill or training. For information pertaining to our registration status, the fees we charge including how we are compensated and by whom, additional costs that may be incurred, our conflicts of interest, any disclosed disciplinary events of the Firm or its personnel, and the types of services we offer, please contact us directly or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov) to obtain a copy of our disclosure statement, Form ADV Part 2A, and ADV Part 3/Form CRS. In addition, our Privacy Notice outlines how we handle your non-public personal information. Please read these documents carefully before you make a decision to hire Modera, invest or send money.